Prepare for the unforeseen with expert advice on life cover, income protection, and serious illness insurance from certified Irish advisors.
Life is unpredictable. A well-designed protection plan ensures your family can:
“We insure our cars and our homes—shouldn’t we also insure our loved ones’ future?”

Lump sum paid to your family upon death

Monthly income replacement if you’re unable to work

Lump sum on diagnosis of specified illnesses

Cover outstanding mortgage if something happens

Key person, co-director, and succession planning
Client Focused, Expert Advice – From A Team That Truly Puts You First

Comprehensive Service

No product or provider bias

Long-Term Relationships, Delivering for Clients

Long-Term LHW

People, Systems, Facilities

Protecting our Clients

LHW have managed our Firm’s internal pension scheme for many years. During this time Cara has always been of huge help in navigating all aspects of the scheme and ancillary...

Delighted with the service from the LHW team . This whole pension auto enrolment scheme had me with more questions than anything but Alan , Jonathan and the team made...

LHW have been managing our pension and group life scheme cover plans for over 20 years. I highly recommend LHW, who over the years have given us expert advice and...

We at Sooner Than Later entrusted the management of our employees pension scheme along with managing the owner Directors portfolio’s for over twenty years. During this time we have experienced...

John gives very sound advice, and he sets out the financial plan in a way that is clear, concise and easy to understand. There is no jargon! As a person...

Congratulations on LHW reaching this milestone, it is a credit to all the staff members and the services you all provide . The best of luck in your new premises....

John Dunne has been a valued and trusted advisor for many years. In addition to meticulous financial planning and attention to detail, John excels in engaging with clients and making...

“Thanks to John Dunne I finally feel like I have a solid plan and some real confidence in my financial future. Before working with John I knew very little about...

“I feel both informed and prepared for retirement. John’s ability to bring our disparate retirement pools into a single cohesive view of what our finances will look like well into...

We are a long-standing client of LHW and have always been very impressed with their professionalism and expertise in advising on our staff pension arrangements. Their comprehensive approach, clear communication,...
Life cover pays a lump sum to your beneficiaries in the event of your death, providing financial security for your family. Serious illness cover pays out if you are diagnosed with a specified illness, such as cancer, heart disease or other serious illness, helping you manage medical costs and maintain your lifestyle during recovery. Many clients choose to combine both for comprehensive protection.
Yes, income protection is especially important for self-employed individuals who do not have access to employer sick pay. It provides a replacement income if you are unable to work due to illness or injury, helping you meet ongoing financial commitments. Policies can be tailored to suit your occupation, income level, and budget.
Mortgage protection is specifically designed to pay off your outstanding mortgage balance if you pass away during the term of the policy. The cover typically decreases in line with your mortgage. Standard life insurance, on the other hand, provides a fixed lump sum that can be used for any purpose, such as supporting your family’s living expenses or future needs.
Yes, and it should. Major life events such as having children, marriage, or changes in income mean your financial plan needs to evolve. We regularly review your arrangements to ensure your protection, savings, and investment strategies continue to reflect your responsibilities and long-term goals.
Take the first step today. Speak to one of our certified advisors and get a clear, affordable protection plan tailored to your family.
Start Your Financial Planning Journey Today
Whether you’re planning retirement, growing your savings, or managing employee pensions — let’s talk.