Secure Your Family’s Future – Even When Life Takes the Unexpected Turn

Prepare for the unforeseen with expert advice on life cover, income protection, and serious illness insurance from certified Irish advisors.

  • Life Assurance (Death Cover)
  • Serious Illness Cover
  • Income Protection (Permanent Health Insurance)

A Key Part of Your Lifetime Financial Plan

Life is unpredictable. A well-designed protection plan ensures your family can:

  • Maintain their lifestyle
  • Cover mortgages and essential bills
  • Fund children’s education
  • Avoid financial stress during illness or tragedy

“We insure our cars and our homes—shouldn’t we also insure our loved ones’ future?”

Personalised Protection Solutions That Fit Your Life

Life Insurance

Lump sum paid to your family upon death

Income Protection

Monthly income replacement if you’re unable to work

Serious Illness Cover

Lump sum on diagnosis of specified illnesses

Mortgage Protection

Cover outstanding mortgage if something happens

Business Owner Protection

Key person, co-director, and succession planning

We Don’t Sell Products – We Build Protection Plans That Supports the Next Act in Your Life

  • Assess current financial situation & dependents
  • Match policy type and term to your life stage
  • Choose providers with strong claim histories
  • Regular reviews as your family grows and needs change

The LHW Difference

Client Focused, Expert Advice – From A Team That Truly Puts You First

Employers & Individuals

Comprehensive Service

Truly Client-Focused Advice

No product or provider bias

50 Years

Long-Term Relationships, Delivering for Clients

Expert Team

Long-Term LHW

LHW Investing

People, Systems, Facilities

Governance & Compliance

Protecting our Clients

Our Team

Testimonials

Got Questions About Protecting Your Family?

What’s The Difference Between Life Cover and Serious Illness?

Life cover pays a lump sum to your beneficiaries in the event of your death, providing financial security for your family. Serious illness cover pays out if you are diagnosed with a specified illness, such as cancer, heart disease or other serious illness, helping you manage medical costs and maintain your lifestyle during recovery. Many clients choose to combine both for comprehensive protection.

Yes, income protection is especially important for self-employed individuals who do not have access to employer sick pay. It provides a replacement income if you are unable to work due to illness or injury, helping you meet ongoing financial commitments. Policies can be tailored to suit your occupation, income level, and budget.

Mortgage protection is specifically designed to pay off your outstanding mortgage balance if you pass away during the term of the policy. The cover typically decreases in line with your mortgage. Standard life insurance, on the other hand, provides a fixed lump sum that can be used for any purpose, such as supporting your family’s living expenses or future needs.

Yes, and it should. Major life events such as having children, marriage, or changes in income mean your financial plan needs to evolve. We regularly review your arrangements to ensure your protection, savings, and investment strategies continue to reflect your responsibilities and long-term goals.

Give Your Family the Gift of Financial Security

Take the first step today. Speak to one of our certified advisors and get a clear, affordable protection plan tailored to your family.

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Start Your Financial Planning Journey Today

Whether you’re planning retirement, growing your savings, or managing employee pensions — let’s talk.

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